RBI: Consolidated profit stable at EUR 975 million for the core Group
- Consolidated profit 2024 of EUR 975 million for the core Group (excluding Russia and Belarus), including EUR 649 million provisions for CHF and EUR mortgage loans in Poland
- Net interest income for the core Group stable at EUR 4,155 million while net fee and commission income improves 5% to EUR 1,845 million
- Provisioning ratio for the core Group at 27 bps
- CET1 ratio excluding Russia at 15.1% (Group CET1 ratio at 17.1%)
- EUR 840 million legal provision booked through AO Raiffeisenbank Russia income statement relating to ongoing legal proceedings
- Sale of Belarusian Group units completed in Q4, leading to positive 4 basis points impact on Group CET1 ratio (excluding Russia) and a negative EUR 824 million deconsolidation effect through income statement
- Dividend proposal of EUR 1.10 per share
- Outlook for 2025 (excluding Russia), including 6% to 7% loan growth and stable CET1 ratio