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Sustainable Financing: ESG-linked Financing

Improve your ESG performance with our flexible ESG-linked financing solutions. Expert guidance and financial incentives will boost your sustainability strategy.

How It Works

ESG-linked financing provides a direct financial incentive to improve your ESG performance by linking tailored sustainability key performance indicators (KPIs) to the financing margin.

We Support You in Finding Suitable KPIs

Specifying relevant and material environmental KPIs, such as a CO2 emission reduction, ensures that a positive contribution is made to climate protection. KPIs should be meaningful to the business and related to the borrower’s overall ESG goals.

We Link Selected KPIs to the Financing Terms

The financing terms (primarily the margin) are tied to the borrower’s performance on the agreed KPIs and impact the overall cost of capital. Our experts advise you on relevant and material targets, as well as on any other questions relating to implementation.

We Support You in Finding Suitable KPIs

We are happy to guide you in selecting trustworthy second party opinion (SPO) providers and ESG rating agencies, if needed.

We Link Selected KPIs to the Financing Terms

If your KPI performance surpasses a certain threshold, the financing margin will be reduced and vice versa.

We Tailor Your Financing to Meet Your Needs

Thanks to its flexibility, ESG-linked financing is applicable to a wide variety of our offered financing products. Depending on the instrument, we advise on market best practice and structure your financing according to your specific situation.

Loans

We advise you on integrating ESG links in bilateral and syndicated facilities. Any types of loans can be linked, such as term loans, revolving credit facilities, guarantees, etc. For ESG-linked loans, annual testing is required.

Bond Structuring

For KPI-linked corporate bonds, we recommend to set up a financing framework, documenting your ambitions and targets for the investor community.

Schuldscheine

ESG-linked financing also is a well-established solution on the Schuldschein (‘promissory notes’) market.

Our ESG Advisory Team Is Here For You

Our ESG financing experts offer guidance on KPI structure, testing, pricing of the ESG incentive, investor communication and integration to documentation.

Find Your Contact

Contact our experts directly. We are happy to find the optimal solution aligned with your strategy and ambitions.

Send Us a Message

For general requests relating to ESG-linked financing, feel free to leave us a message via our contact form. We will reach out to you shortly!

Your Partner to Elevate Your ESG Strategy

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Access Our Sustainability Expertise

Our strategic guidance, backed by a proven track record, is designed to ensure that your transactions reflect your ESG strategy and commitment to sustainability.

Success stories: What Our Clients Say

Explore the inspirational stories of our clients and their impactful contributions towards positive change.

RBI is a competent and trustful banking partner for our sustainable finance activities. They have accompanied us as ESG Coordinator for many years now, in various instruments from our debut sustainable loan, a KPI-linked interest rate swap to the latest KPI-linked EUR 160m Schuldschein, placed in March 2024. Their deep expertise has supported us in selecting meaningful and measurable KPIs. RBI's dedication to our sustainability goals strengthens our partnership, paving the way for continued joint success.

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