Skip to main content

Software Based Only - Payment Acceptance: SoftPOS

RaiPOS (Tatra banka POS in Slovakia), the SoftPOS Group solution of RBI, is an application that turns an Android mobile phone into a secure payment acceptance terminal.

Turn any Android phone into a payment terminal

It enables a merchant to receive contactless payments by cards (VISA and Mastercard) or digital wallets, such as Apple Pay or Google Pay easily and safely, using the phone’s built in NFC stack and a software-based PIN entry functionality in case a PIN is needed.

Our SoftPOS solution is currently available in 8 RBI countries

What to expect from RaiPOS?

SoftPOS is as secure as a standard POS terminal, but as the SoftPOS App runs on the merchant's device, it needs to follow special security requirements, such as no debug mode, no screenshots or overlays, a shuffled PIN keypad, device-/application self-checks or root detection.
The certified SoftPOS group product is delivered as SaaS (Software as a Service) solution by IBA and is connected to RPC (Raiffeisen Processing Center) via online interfaces. It is a white label application, branded according to our Network Banks' guidelines and uses translations provided by each bank.

  • Contactless transactions by cards or digital wallets (w/oPIN)
  • Cancellation of a purchase
  • Refund by Retrieval Reference Number (RRN)
  • List of transactions
  • Password change
  • Receipt display to cardholders(On-Screen/ QR Code/ Email/ SMS/ PDF/ Print)
  • Possibility to add an “Add tip to purchase” functionality
  • Instalment functionality
  • Biometric login

New functionalities are added on a regular basis, depending on merchant’s needs. 

Access to the standard IBA Merchant Portal (by the merchant)

Enrollment process: Merchant onboarding (including SMS/ email distribution to merchants) via link or QR code

A mobile device with an Android operating system (version 10 or higher) that supports NFC technology.

The application can send the receipt with the confirmation of the transaction by email, SMS or QR code, or it is just displayed on the screen of the device.

Make customer satisfaction happen

RaiPOS proves the dedication and commitment of Raiffeisen Bank International in the development of innovative products of the latest technology, which will ease the experience of customers while processing payments and at the same time will enable faster and easier management of transactions by the merchant.